Police say a man who took hostages inside a bank in St. Cloud is now in custody.  Officials say the gunman surrendered around 10:30 p.m. last night after a nearly eight-hour-long standoff.  According to reports, the suspect entered the Wells Fargo Bank on 33rd Avenue South and was able to take five hostages as police arrived.  Authorities say the suspect released the hostages unharmed shortly before giving himself up.